Life Insurance
Secure Your Future & Protect Your Loved Ones
At Swati Health & Insurance Consultants, we understand that life is unpredictable. That’s why we offer a range of Life Insurance plans to ensure your family’s financial security in case of any unforeseen circumstances. Whether you need coverage for income protection, wealth creation, or retirement planning, we have the right policy for you.
Why Choose Life Insurance?
✅ Financial security for your family
✅ Coverage for critical illnesses and accidents
✅ Savings & investment benefits for the future
✅ Tax benefits under Section 80C & 10(10D)
Our Life Insurance Plans
1. Term Life Insurance – Pure Protection Plan
A term insurance plan provides financial security to your family in case of your unfortunate demise during the policy period. It offers high coverage at an affordable premium.
✔ Key Benefits:
- High sum assured at a low premium
- Flexible policy terms (10 to 40 years)
- Option to add riders for critical illness & accidental death
- Tax benefits under Section 80C & 10(10D)
🎯 Best for: Individuals looking for affordable life cover to protect their family’s future.
2. Whole Life Insurance – Lifelong Protection
A whole life insurance plan provides coverage for your entire lifetime (up to 99 or 100 years), ensuring long-term financial security for your loved ones.
✔ Key Benefits:
- Lifetime coverage with guaranteed benefits
- Wealth creation with bonus accumulation
- Loan facility against the policy
- Tax-free maturity benefits
🎯 Best for: Those who want long-term protection & wealth creation.
3. Endowment Plan – Protection + Savings
An endowment plan is a life insurance policy that combines savings and protection. It provides a lump sum payout either on maturity or in case of an unfortunate event.
✔ Key Benefits:
- Dual benefits of insurance & savings
- Guaranteed returns at policy maturity
- Tax-free maturity payout
- Loan facility available
🎯 Best for: Individuals looking for a risk-free savings option with life cover.
4. Money-Back Plan – Regular Payouts with Life Cover
A money-back plan offers periodic payouts at fixed intervals, along with life insurance coverage. It ensures financial liquidity while keeping your loved ones secure.
✔ Key Benefits:
- Regular payouts during the policy term
- Lump sum payout on maturity
- Tax-free returns & death benefits
- Ideal for short-term financial needs
🎯 Best for: Those who need periodic income & insurance protection.
5. ULIP (Unit Linked Insurance Plan) – Investment + Insurance
A ULIP plan is a market-linked insurance plan where your premium is invested in equity or debt funds while providing life insurance coverage.
✔ Key Benefits:
- Wealth creation through market-linked returns
- Life cover with investment flexibility
- Tax-free maturity & death benefits
- Option to switch funds as per market conditions
🎯 Best for: Individuals looking for insurance with high-return investments.
6. Child Insurance Plan – Secure Your Child’s Future
A child insurance plan ensures financial security for your child’s education and future expenses, even if you are not around.
✔ Key Benefits:
- Guaranteed payouts for education & marriage
- Waiver of premium in case of policyholder’s demise
- Tax-free maturity benefits
- Multiple payout options for different milestones
🎯 Best for: Parents who want to secure their child’s future financially.
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A pension plan ensures a stable source of income post-retirement, helping you enjoy a worry-free life.
✔ Key Benefits:
- Regular pension after retirement
- Lump sum payout on maturity
- Tax-free annuity options
- Secure your golden years with financial independence
🎯 Best for: Individuals planning for a stress-free retirement.
Why Choose Swati Health & Insurance Consultants?
✔ 10+ Years of Expertise in Life Insurance & Financial Planning
✔ Tie-ups with Leading Insurance Providers
✔ Personalized Consultation to Choose the Right Plan
✔ Hassle-Free Claims Assistance
💡 Confused about which plan is best for you? Let our experts guide you!